Kemi Manuel is the Chief Executive Officer of Zest Payments Limited, the fintech subsidiary of Stanbic IBTC Holdings and part of the Standard Bank Group, Africa's largest bank by assets. Over a career spanning more than two decades, Kemi has helped shape the evolution of digital payments across Africa, leading payment businesses at Visa, MoneyGram International, Hydrogen payment services, and now Zest. With a MBA from Warwick Business School and as a prominent voice on financial inclusion and digital payments adoption, she brings a rare perspective on how money moves across Africa and what it will take to build the next generation of payment infrastructure. Join industry leaders like Kemi Okusanya at Borderless 2026.